Exodus 22:13-15

Living Bible

¹³ If it was attacked by some wild animal, he shall bring the torn carcass to confirm the fact, and shall not be required to make restitution.

¹⁴ “If a man borrows an animal (or anything else) from a neighbor, and it is injured or killed, and the owner is not there at the time, then the man who borrowed it must pay for it. ¹⁵ But if the owner is there, he need not pay; and if it was rented, then he need not pay, because this possibility was included in the original rental fee.